Momnesia

Bad Credit? Better Options

AUGUSTA, GA. - So let's talk credit crunch. Housing bubble? Burst. Rising economy? Dropped. Bankruptcy filings? Up hundreds of percentage points from the previous decade.

Look, whether you like it or not, bad credit is a reality for millions of Americans. In a country where the slightest infraction goes on you credit report, it's difficult for some to re-build their fortunes and their futures.

Fortunately, there are lenders who are willing to give those with bad credit loans or bad credit credit cards a second chance. Don't blow it, folks! BadCreditOffers.com is a leading comparison website for people with bad credit -- featuring credit cards, home loans, auto loans, personal loans and more. Consumers can apply for the offer that's right for them, and by making payments on time they can start down the road toward rebuilding their credit and, perhaps, their financial future.

This is one of many resources out there for the struggling consumer. As always when agreeing to legally binding contracts, read the fine print carefully and ensure that you fully understand the terms for which you will be responsible. Don't count on the future; bank on the present. Watch out for predatory lending practices and balloon payments, adjustable interest rates and other problem areas for middle-class consumers who don't bring in executive-level salaries.

And chin up. Even Donald Trump has declared bankruptcy in the past.